{"id":13669,"date":"2023-02-02T17:13:50","date_gmt":"2023-02-02T16:13:50","guid":{"rendered":"https:\/\/mercure-finances.fr\/?p=13669"},"modified":"2023-02-02T17:19:21","modified_gmt":"2023-02-02T16:19:21","slug":"comment-choisir-sa-societe-de-recouvrement-de-creance-et-ameliorer-rapidement-sa-situation-de-tresorerie-2","status":"publish","type":"post","link":"https:\/\/mercure-finances.fr\/en\/comment-choisir-sa-societe-de-recouvrement-de-creance-et-ameliorer-rapidement-sa-situation-de-tresorerie-2\/","title":{"rendered":"Ralentissement de la croissance : quels risques pour ma tr\u00e9sorerie ? Comment prot\u00e9ger mon entreprise de la r\u00e9cession ?"},"content":{"rendered":"<div data-elementor-type=\"wp-post\" data-elementor-id=\"13669\" class=\"elementor elementor-13669\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-63fa99ce elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"63fa99ce\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;ashton_ext_is_background_parallax&quot;:&quot;false&quot;,&quot;ashton_ext_is_background_on_scroll&quot;:&quot;false&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-72cb2e76\" data-id=\"72cb2e76\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;ashton_ext_link_sidemenu&quot;:&quot;false&quot;,&quot;ashton_ext_link_fullmenu&quot;:&quot;false&quot;,&quot;ashton_ext_is_sticky&quot;:&quot;false&quot;,&quot;ashton_ext_is_scrollme&quot;:&quot;false&quot;,&quot;ashton_ext_is_smoove&quot;:&quot;false&quot;,&quot;ashton_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;ashton_ext_is_infinite&quot;:&quot;false&quot;,&quot;ashton_ext_is_fadeout_animation&quot;:&quot;false&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1c896a7 elementor-widget elementor-widget-text-editor\" data-id=\"1c896a7\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ashton_ext_link_sidemenu&quot;:&quot;false&quot;,&quot;ashton_ext_link_fullmenu&quot;:&quot;false&quot;,&quot;ashton_ext_is_sticky&quot;:&quot;false&quot;,&quot;ashton_ext_is_scrollme&quot;:&quot;false&quot;,&quot;ashton_ext_is_smoove&quot;:&quot;false&quot;,&quot;ashton_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;ashton_ext_is_infinite&quot;:&quot;false&quot;,&quot;ashton_ext_is_fadeout_animation&quot;:&quot;false&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>La d\u00e9c\u00e9l\u00e9ration de l\u2019activit\u00e9 \u00e9conomique telle que nous la vivons depuis l\u2019hiver 2022 accro\u00eet fortement la pression sur les entreprises. Un grand nombre d\u2019entre elles se retrouvent coinc\u00e9es entre :<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-660e85c8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"660e85c8\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;ashton_ext_is_background_parallax&quot;:&quot;false&quot;,&quot;ashton_ext_is_background_on_scroll&quot;:&quot;false&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-659584d6\" data-id=\"659584d6\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;ashton_ext_link_sidemenu&quot;:&quot;false&quot;,&quot;ashton_ext_link_fullmenu&quot;:&quot;false&quot;,&quot;ashton_ext_is_sticky&quot;:&quot;false&quot;,&quot;ashton_ext_is_scrollme&quot;:&quot;false&quot;,&quot;ashton_ext_is_smoove&quot;:&quot;false&quot;,&quot;ashton_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;ashton_ext_is_infinite&quot;:&quot;false&quot;,&quot;ashton_ext_is_fadeout_animation&quot;:&quot;false&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1dc01e94 elementor-widget elementor-widget-heading\" data-id=\"1dc01e94\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ashton_ext_link_sidemenu&quot;:&quot;false&quot;,&quot;ashton_ext_link_fullmenu&quot;:&quot;false&quot;,&quot;ashton_ext_is_sticky&quot;:&quot;false&quot;,&quot;ashton_ext_is_scrollme&quot;:&quot;false&quot;,&quot;ashton_ext_is_smoove&quot;:&quot;false&quot;,&quot;ashton_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;ashton_ext_is_infinite&quot;:&quot;false&quot;,&quot;ashton_ext_is_fadeout_animation&quot;:&quot;false&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Une facture en retard sur cinq se transforme en impay\u00e9.<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-605e56eb elementor-widget elementor-widget-heading\" data-id=\"605e56eb\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ashton_ext_link_sidemenu&quot;:&quot;false&quot;,&quot;ashton_ext_link_fullmenu&quot;:&quot;false&quot;,&quot;ashton_ext_is_sticky&quot;:&quot;false&quot;,&quot;ashton_ext_is_scrollme&quot;:&quot;false&quot;,&quot;ashton_ext_is_smoove&quot;:&quot;false&quot;,&quot;ashton_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;ashton_ext_is_infinite&quot;:&quot;false&quot;,&quot;ashton_ext_is_fadeout_animation&quot;:&quot;false&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Source : <br>\nObervatoire national des paiements<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-10a7d80d\" data-id=\"10a7d80d\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;ashton_ext_link_sidemenu&quot;:&quot;false&quot;,&quot;ashton_ext_link_fullmenu&quot;:&quot;false&quot;,&quot;ashton_ext_is_sticky&quot;:&quot;false&quot;,&quot;ashton_ext_is_scrollme&quot;:&quot;false&quot;,&quot;ashton_ext_is_smoove&quot;:&quot;false&quot;,&quot;ashton_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;ashton_ext_is_infinite&quot;:&quot;false&quot;,&quot;ashton_ext_is_fadeout_animation&quot;:&quot;false&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-57b9d20c elementor-widget elementor-widget-text-editor\" data-id=\"57b9d20c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ashton_ext_link_sidemenu&quot;:&quot;false&quot;,&quot;ashton_ext_link_fullmenu&quot;:&quot;false&quot;,&quot;ashton_ext_is_sticky&quot;:&quot;false&quot;,&quot;ashton_ext_is_scrollme&quot;:&quot;false&quot;,&quot;ashton_ext_is_smoove&quot;:&quot;false&quot;,&quot;ashton_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;ashton_ext_is_infinite&quot;:&quot;false&quot;,&quot;ashton_ext_is_fadeout_animation&quot;:&quot;false&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li>des tensions sur les salaires : augmentation du SMIC, et revendications concernant le pouvoir d\u2019achat.<\/li><li>l\u2019enjeu du remboursement des dettes contract\u00e9es durant le COVID (PGE). Les entreprises fran\u00e7aises atteignent un niveau d\u2019endettement record (76%).<\/li><li>des besoins en fonds de roulement.<\/li><\/ul><p>Ces facteurs se conjuguent avec le resserrement des conditions de financement, en particulier l\u2019acc\u00e8s aux pr\u00eats bancaires du fait de r\u00e9glementations plus strictes sur les fonds propres. depuis 2019.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9150914 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"9150914\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ashton_ext_link_sidemenu&quot;:&quot;false&quot;,&quot;ashton_ext_link_fullmenu&quot;:&quot;false&quot;,&quot;ashton_ext_is_sticky&quot;:&quot;false&quot;,&quot;ashton_ext_is_scrollme&quot;:&quot;false&quot;,&quot;ashton_ext_is_smoove&quot;:&quot;false&quot;,&quot;ashton_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;ashton_ext_is_infinite&quot;:&quot;false&quot;,&quot;ashton_ext_is_fadeout_animation&quot;:&quot;false&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/calendly.com\/patricia-clemente\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-arrow-alt-circle-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">R\u00e9servez  un rendez-vous <\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-217068dc elementor-widget elementor-widget-heading\" data-id=\"217068dc\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ashton_ext_link_sidemenu&quot;:&quot;false&quot;,&quot;ashton_ext_link_fullmenu&quot;:&quot;false&quot;,&quot;ashton_ext_is_sticky&quot;:&quot;false&quot;,&quot;ashton_ext_is_scrollme&quot;:&quot;false&quot;,&quot;ashton_ext_is_smoove&quot;:&quot;false&quot;,&quot;ashton_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;ashton_ext_is_infinite&quot;:&quot;false&quot;,&quot;ashton_ext_is_fadeout_animation&quot;:&quot;false&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Dans ce contexte, quels sont les grands enjeux auxquels les entreprises font face ? <\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-26f4a33 elementor-widget elementor-widget-text-editor\" data-id=\"26f4a33\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ashton_ext_link_sidemenu&quot;:&quot;false&quot;,&quot;ashton_ext_link_fullmenu&quot;:&quot;false&quot;,&quot;ashton_ext_is_sticky&quot;:&quot;false&quot;,&quot;ashton_ext_is_scrollme&quot;:&quot;false&quot;,&quot;ashton_ext_is_smoove&quot;:&quot;false&quot;,&quot;ashton_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;ashton_ext_is_infinite&quot;:&quot;false&quot;,&quot;ashton_ext_is_fadeout_animation&quot;:&quot;false&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><strong>le risque de voir le chiffre d\u2019affaires stagner,<\/strong><\/li><\/ul><p>Les grands donneurs d\u2019ordre ont largement tendance \u00e0 anticiper brutalement les ralentissement \u00e9conomique et \u00e0 effectuer des coupes budg\u00e9taires drastiques d\u00e8s les premiers signes de ralentissement. Les sous-traitants se retrouvent coinc\u00e9s entre une\u00a0 baisse du carnet de commandes et des co\u00fbts fixes tr\u00e8s \u00e9lev\u00e9s. Le chiffre d\u2019affaires baisse et il est \u00e9videmment d\u00e9licat de trouver de nouveaux d\u00e9bouch\u00e9s en temps de crise.<\/p><ul><li><strong>des marges qui chutent, <\/strong><\/li><\/ul><p>Apr\u00e8s avoir atteint un point bas \u00e0 31,2% en moyenne en 2018, les marges des entreprises fran\u00e7aises se sont progressivement reconstitu\u00e9es <a href=\"https:\/\/www.insee.fr\/fr\/statistiques\/2830260\">pour atteindre 35% en 2022<\/a>. Il est fort \u00e0 parier que celles-ci vont fortement s\u2019affaiblir sous le double impact de la hausse des mati\u00e8res premi\u00e8res (plus g\u00e9n\u00e9ralement de la hausse des prix) et de la contraction de la demande.<\/p><ul><li><strong>Des d\u00e9lais de r\u00e8glement qui ne cesse de s&rsquo;allonger,<\/strong><\/li><\/ul><p>Des d\u00e9lais de paiement longs participent \u00e0 la fragilisation des entreprises. Or ils s\u2019\u00e9tablissent encore \u00e0 73 jours, soit 9 jours de plus que la moyenne mondiale, les d\u00e9lais de paiement peuvent atteindre jusqu\u2019\u00e0 93 jours dans le secteur des technologies. \u00c9videmment lorsque les d\u00e9lais de paiement s\u2019allongent, non seulement les risques d\u2019impay\u00e9s augmentent m\u00e9caniquement, mais la part de la la tr\u00e9sorerie consacr\u00e9e \u00e0 l\u2019investissement diminue.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-6ef51138 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6ef51138\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;ashton_ext_is_background_parallax&quot;:&quot;false&quot;,&quot;ashton_ext_is_background_on_scroll&quot;:&quot;false&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-1b40b6b3\" data-id=\"1b40b6b3\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;ashton_ext_link_sidemenu&quot;:&quot;false&quot;,&quot;ashton_ext_link_fullmenu&quot;:&quot;false&quot;,&quot;ashton_ext_is_sticky&quot;:&quot;false&quot;,&quot;ashton_ext_is_scrollme&quot;:&quot;false&quot;,&quot;ashton_ext_is_smoove&quot;:&quot;false&quot;,&quot;ashton_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;ashton_ext_is_infinite&quot;:&quot;false&quot;,&quot;ashton_ext_is_fadeout_animation&quot;:&quot;false&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-10dbfd81 elementor-widget elementor-widget-image\" data-id=\"10dbfd81\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ashton_image_is_animation&quot;:&quot;false&quot;,&quot;ashton_ext_link_sidemenu&quot;:&quot;false&quot;,&quot;ashton_ext_link_fullmenu&quot;:&quot;false&quot;,&quot;ashton_ext_is_sticky&quot;:&quot;false&quot;,&quot;ashton_ext_is_scrollme&quot;:&quot;false&quot;,&quot;ashton_ext_is_smoove&quot;:&quot;false&quot;,&quot;ashton_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;ashton_ext_is_infinite&quot;:&quot;false&quot;,&quot;ashton_ext_is_fadeout_animation&quot;:&quot;false&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"660\" height=\"651\" src=\"https:\/\/mercure-finances.fr\/wp-content\/uploads\/2022\/09\/shutterstock_421484053-660x651.jpg\" class=\"attachment-ashton-album-grid size-ashton-album-grid wp-image-12455\" alt=\"\" srcset=\"https:\/\/mercure-finances.fr\/wp-content\/uploads\/2022\/09\/shutterstock_421484053-660x651.jpg 660w, https:\/\/mercure-finances.fr\/wp-content\/uploads\/2022\/09\/shutterstock_421484053-109x109.jpg 109w, https:\/\/mercure-finances.fr\/wp-content\/uploads\/2022\/09\/shutterstock_421484053-100x100.jpg 100w\" sizes=\"(max-width: 660px) 100vw, 660px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-53050e45\" data-id=\"53050e45\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;ashton_ext_link_sidemenu&quot;:&quot;false&quot;,&quot;ashton_ext_link_fullmenu&quot;:&quot;false&quot;,&quot;ashton_ext_is_sticky&quot;:&quot;false&quot;,&quot;ashton_ext_is_scrollme&quot;:&quot;false&quot;,&quot;ashton_ext_is_smoove&quot;:&quot;false&quot;,&quot;ashton_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;ashton_ext_is_infinite&quot;:&quot;false&quot;,&quot;ashton_ext_is_fadeout_animation&quot;:&quot;false&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-737e43a elementor-widget elementor-widget-image\" data-id=\"737e43a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ashton_image_is_animation&quot;:&quot;false&quot;,&quot;ashton_ext_link_sidemenu&quot;:&quot;false&quot;,&quot;ashton_ext_link_fullmenu&quot;:&quot;false&quot;,&quot;ashton_ext_is_sticky&quot;:&quot;false&quot;,&quot;ashton_ext_is_scrollme&quot;:&quot;false&quot;,&quot;ashton_ext_is_smoove&quot;:&quot;false&quot;,&quot;ashton_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;ashton_ext_is_infinite&quot;:&quot;false&quot;,&quot;ashton_ext_is_fadeout_animation&quot;:&quot;false&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"660\" height=\"667\" src=\"https:\/\/mercure-finances.fr\/wp-content\/uploads\/2022\/09\/shutterstock_1833833188-660x667.jpg\" class=\"attachment-ashton-album-grid size-ashton-album-grid wp-image-12456\" alt=\"\" srcset=\"https:\/\/mercure-finances.fr\/wp-content\/uploads\/2022\/09\/shutterstock_1833833188-660x667.jpg 660w, https:\/\/mercure-finances.fr\/wp-content\/uploads\/2022\/09\/shutterstock_1833833188-109x109.jpg 109w, https:\/\/mercure-finances.fr\/wp-content\/uploads\/2022\/09\/shutterstock_1833833188-100x100.jpg 100w\" sizes=\"(max-width: 660px) 100vw, 660px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-425d2cf elementor-widget elementor-widget-spacer\" data-id=\"425d2cf\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ashton_ext_link_sidemenu&quot;:&quot;false&quot;,&quot;ashton_ext_link_fullmenu&quot;:&quot;false&quot;,&quot;ashton_ext_is_sticky&quot;:&quot;false&quot;,&quot;ashton_ext_is_scrollme&quot;:&quot;false&quot;,&quot;ashton_ext_is_smoove&quot;:&quot;false&quot;,&quot;ashton_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;ashton_ext_is_infinite&quot;:&quot;false&quot;,&quot;ashton_ext_is_fadeout_animation&quot;:&quot;false&quot;}\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-da8c718 elementor-widget elementor-widget-heading\" data-id=\"da8c718\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ashton_ext_link_sidemenu&quot;:&quot;false&quot;,&quot;ashton_ext_link_fullmenu&quot;:&quot;false&quot;,&quot;ashton_ext_is_sticky&quot;:&quot;false&quot;,&quot;ashton_ext_is_scrollme&quot;:&quot;false&quot;,&quot;ashton_ext_is_smoove&quot;:&quot;false&quot;,&quot;ashton_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;ashton_ext_is_infinite&quot;:&quot;false&quot;,&quot;ashton_ext_is_fadeout_animation&quot;:&quot;false&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">En p\u00e9riode de crise les entreprises doivent s\u2019organiser pour \u00eatre plus vigilantes sur leurs d\u00e9lais de paiement.: <\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-18e4b42 elementor-widget elementor-widget-spacer\" data-id=\"18e4b42\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ashton_ext_link_sidemenu&quot;:&quot;false&quot;,&quot;ashton_ext_link_fullmenu&quot;:&quot;false&quot;,&quot;ashton_ext_is_sticky&quot;:&quot;false&quot;,&quot;ashton_ext_is_scrollme&quot;:&quot;false&quot;,&quot;ashton_ext_is_smoove&quot;:&quot;false&quot;,&quot;ashton_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;ashton_ext_is_infinite&quot;:&quot;false&quot;,&quot;ashton_ext_is_fadeout_animation&quot;:&quot;false&quot;}\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-74bfbf6a elementor-widget elementor-widget-text-editor\" data-id=\"74bfbf6a\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ashton_ext_link_sidemenu&quot;:&quot;false&quot;,&quot;ashton_ext_link_fullmenu&quot;:&quot;false&quot;,&quot;ashton_ext_is_sticky&quot;:&quot;false&quot;,&quot;ashton_ext_is_scrollme&quot;:&quot;false&quot;,&quot;ashton_ext_is_smoove&quot;:&quot;false&quot;,&quot;ashton_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;ashton_ext_is_infinite&quot;:&quot;false&quot;,&quot;ashton_ext_is_fadeout_animation&quot;:&quot;false&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Dans ce contexte : \u201c<em>les entreprises doivent absolument\u00a0 observer leur DSO avec beaucoup d\u2019attention<\/em>\u201d affirme Olivier Siboni PDG et fondateur de Mercure Finances <strong>(lire notre article Recouvrement de cr\u00e9ances :\u00a0 comment faire baisser<\/strong> <strong>le DSO de votre entreprise ? )<\/strong>. Il est compliqu\u00e9 pour les entrepreneurs de se battre contre les coupes budg\u00e9taires d\u00e9cid\u00e9es par les gros donneurs d\u2019ordres. Trouver de nouveaux d\u00e9bouch\u00e9s n\u2019est pas non plus chose ais\u00e9e en p\u00e9riode de r\u00e9cession. En revanche, <strong>les entreprises doivent \u00eatre plus vigilantes sur le respect des d\u00e9lais de paiement.<\/strong><em> \u201cTrop de chefs d\u2019entreprises ont peur de perdre des clients en r\u00e9clamant leurs factures \u00e9chues\u201d<\/em>. Or chez Mercure Finances nous confions vos factures impay\u00e9es \u00e0 une \u00e9quipe de\u00a0 n\u00e9gociateurs exp\u00e9riment\u00e9s qui gr\u00e2ce \u00e0 notre m\u00e9thode unique de recouvrement vous permet de vous faire payer tout en pr\u00e9servant la relation commerciale avec vos clients.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b11078c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"b11078c\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;ashton_ext_is_background_parallax&quot;:&quot;false&quot;,&quot;ashton_ext_is_background_on_scroll&quot;:&quot;false&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d3f3f77\" data-id=\"d3f3f77\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;ashton_ext_link_sidemenu&quot;:&quot;false&quot;,&quot;ashton_ext_link_fullmenu&quot;:&quot;false&quot;,&quot;ashton_ext_is_sticky&quot;:&quot;false&quot;,&quot;ashton_ext_is_scrollme&quot;:&quot;false&quot;,&quot;ashton_ext_is_smoove&quot;:&quot;false&quot;,&quot;ashton_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;ashton_ext_is_infinite&quot;:&quot;false&quot;,&quot;ashton_ext_is_fadeout_animation&quot;:&quot;false&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-27993e4 elementor-widget elementor-widget-image\" data-id=\"27993e4\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ashton_image_is_animation&quot;:&quot;false&quot;,&quot;ashton_ext_link_sidemenu&quot;:&quot;false&quot;,&quot;ashton_ext_link_fullmenu&quot;:&quot;false&quot;,&quot;ashton_ext_is_sticky&quot;:&quot;false&quot;,&quot;ashton_ext_is_scrollme&quot;:&quot;false&quot;,&quot;ashton_ext_is_smoove&quot;:&quot;false&quot;,&quot;ashton_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;ashton_ext_is_infinite&quot;:&quot;false&quot;,&quot;ashton_ext_is_fadeout_animation&quot;:&quot;false&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"819\" src=\"https:\/\/mercure-finances.fr\/wp-content\/uploads\/2023\/02\/recouvrement-de-creances-1024x819.png\" class=\"attachment-large size-large wp-image-13672\" alt=\"\" srcset=\"https:\/\/mercure-finances.fr\/wp-content\/uploads\/2023\/02\/recouvrement-de-creances-1024x819.png 1024w, https:\/\/mercure-finances.fr\/wp-content\/uploads\/2023\/02\/recouvrement-de-creances-300x240.png 300w, https:\/\/mercure-finances.fr\/wp-content\/uploads\/2023\/02\/recouvrement-de-creances-768x614.png 768w, https:\/\/mercure-finances.fr\/wp-content\/uploads\/2023\/02\/recouvrement-de-creances-1536x1229.png 1536w, https:\/\/mercure-finances.fr\/wp-content\/uploads\/2023\/02\/recouvrement-de-creances-15x12.png 15w, https:\/\/mercure-finances.fr\/wp-content\/uploads\/2023\/02\/recouvrement-de-creances-440x352.png 440w, https:\/\/mercure-finances.fr\/wp-content\/uploads\/2023\/02\/recouvrement-de-creances-600x480.png 600w, https:\/\/mercure-finances.fr\/wp-content\/uploads\/2023\/02\/recouvrement-de-creances-275x220.png 275w, https:\/\/mercure-finances.fr\/wp-content\/uploads\/2023\/02\/recouvrement-de-creances.png 2000w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-626d2aa0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"626d2aa0\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;ashton_ext_is_background_parallax&quot;:&quot;false&quot;,&quot;ashton_ext_is_background_on_scroll&quot;:&quot;false&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-77cdee91\" data-id=\"77cdee91\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;ashton_ext_link_sidemenu&quot;:&quot;false&quot;,&quot;ashton_ext_link_fullmenu&quot;:&quot;false&quot;,&quot;ashton_ext_is_sticky&quot;:&quot;false&quot;,&quot;ashton_ext_is_scrollme&quot;:&quot;false&quot;,&quot;ashton_ext_is_smoove&quot;:&quot;false&quot;,&quot;ashton_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;ashton_ext_is_infinite&quot;:&quot;false&quot;,&quot;ashton_ext_is_fadeout_animation&quot;:&quot;false&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-79a286d8 elementor-widget elementor-widget-heading\" data-id=\"79a286d8\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ashton_ext_link_sidemenu&quot;:&quot;false&quot;,&quot;ashton_ext_link_fullmenu&quot;:&quot;false&quot;,&quot;ashton_ext_is_sticky&quot;:&quot;false&quot;,&quot;ashton_ext_is_scrollme&quot;:&quot;false&quot;,&quot;ashton_ext_is_smoove&quot;:&quot;false&quot;,&quot;ashton_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;ashton_ext_is_infinite&quot;:&quot;false&quot;,&quot;ashton_ext_is_fadeout_animation&quot;:&quot;false&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Une facture en retard sur cinq se transforme en impay\u00e9. <\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ea13c77 elementor-widget elementor-widget-text-editor\" data-id=\"ea13c77\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ashton_ext_link_sidemenu&quot;:&quot;false&quot;,&quot;ashton_ext_link_fullmenu&quot;:&quot;false&quot;,&quot;ashton_ext_is_sticky&quot;:&quot;false&quot;,&quot;ashton_ext_is_scrollme&quot;:&quot;false&quot;,&quot;ashton_ext_is_smoove&quot;:&quot;false&quot;,&quot;ashton_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;ashton_ext_is_infinite&quot;:&quot;false&quot;,&quot;ashton_ext_is_fadeout_animation&quot;:&quot;false&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><em>\u201cQuand on sait que 18% des entreprises observent une transformation de leurs retards de paiement en impay\u00e9s, et que ce chiffre grimpe \u00e0 28% dans le secteur de la construction, on se dit que tout particuli\u00e8rement, en p\u00e9riode de ralentissement de la croissance ou de r\u00e9cession, il est fondamental de ne pas laisser tra\u00eener de factures impay\u00e9es\u201d<\/em> conclut Olivier Siboni.<\/p><p>Vous avez des factures impay\u00e9es, n\u2019h\u00e9sitez pas \u00e0 nous solliciter pour un conseil, pour un avis. Vous pouvez prendre rendez-vous directement dans l\u2019agenda d\u2019un conseiller en cliquant sur ce lien, remplir le formulaire de contact ou nous appeler au 01 46 73 10 20.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-77e3b16 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"77e3b16\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;ashton_ext_link_sidemenu&quot;:&quot;false&quot;,&quot;ashton_ext_link_fullmenu&quot;:&quot;false&quot;,&quot;ashton_ext_is_sticky&quot;:&quot;false&quot;,&quot;ashton_ext_is_scrollme&quot;:&quot;false&quot;,&quot;ashton_ext_is_smoove&quot;:&quot;false&quot;,&quot;ashton_ext_is_parallax_mouse&quot;:&quot;false&quot;,&quot;ashton_ext_is_infinite&quot;:&quot;false&quot;,&quot;ashton_ext_is_fadeout_animation&quot;:&quot;false&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-arrow-alt-circle-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Confiez-nous vos factures impay\u00e9es<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>La d\u00e9c\u00e9l\u00e9ration de l\u2019activit\u00e9 \u00e9conomique telle que nous la vivons depuis l\u2019hiver 2022 accro\u00eet fortement la pression sur les entreprises. Un grand nombre d\u2019entre elles se retrouvent coinc\u00e9es entre : Une facture en retard sur cinq se transforme en impay\u00e9. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":13670,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[17,19],"tags":[24,23,22],"class_list":["post-13669","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-clients","category-restructuration-des-creances","tag-facturation","tag-impayes","tag-recouvrement-de-creances"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/mercure-finances.fr\/en\/wp-json\/wp\/v2\/posts\/13669","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/mercure-finances.fr\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mercure-finances.fr\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mercure-finances.fr\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/mercure-finances.fr\/en\/wp-json\/wp\/v2\/comments?post=13669"}],"version-history":[{"count":4,"href":"https:\/\/mercure-finances.fr\/en\/wp-json\/wp\/v2\/posts\/13669\/revisions"}],"predecessor-version":[{"id":13677,"href":"https:\/\/mercure-finances.fr\/en\/wp-json\/wp\/v2\/posts\/13669\/revisions\/13677"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mercure-finances.fr\/en\/wp-json\/wp\/v2\/media\/13670"}],"wp:attachment":[{"href":"https:\/\/mercure-finances.fr\/en\/wp-json\/wp\/v2\/media?parent=13669"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mercure-finances.fr\/en\/wp-json\/wp\/v2\/categories?post=13669"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mercure-finances.fr\/en\/wp-json\/wp\/v2\/tags?post=13669"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}